I recieved a phone call also, I went to web site and the recording said to try to file for a grant to help me pay bills and morgage. I was not sure about this so I bought a pre paid visa card for 25 dollars. the charged it 2.95 at first, then charged the card the balance on it. Thank god I only had a 25 dollar pre paid card. This is terrable what there doing to people that are struggeling, our goverment should do something about it. They also should have a way to help us, with grants that we will pay back in payments. read full review »