i have always paid my credit card on time.but once i was three days late .they got the payment on the fith day.they closed my account.i did not even know it they closed it in october 2008. i found out 1/22/2009 i called them and they told me that my account was closed.for paying late.my payment i thirty five per month.but i pay always one houndred per month.and they closed the account.i told them iam not paying any more. thank you [email protected] read full review »