I have been a Capital One card holder for many years and usually pay my balance in full every month. I had a $3, 000 balance remaining on a home equity line of credit through another company that was expiring. Rather than pull the money out of savings I decided to take advantage of the promotion to transfer the balance at an APR of 1.99% for the first six months knowing that I could pay it off within that time period. I paid my purchases in full on the next statement plus $300 toward the Special Transaction. When my next bill came the... read full review »