This company has 5 times debited my checking account without my knowledge or authorization. When I call they tell me that I have applied for a loan online and that I agreed to the membership fees. I have never done this, but when I try to explain it to them, they refuse to refund my money. THey say that they are NOW cancelling the subscription and give me a cancellation confirmation number, but then they do it again the next month. How do I get help for this. ALl I have is a hone number for them. read full review »