Almost everything I (used to) purchase from RC Willey has been on anywhere from 6 to 18 month interest free credit. Right now we have a couple purchases that are on different payment schedules, 1 is 18 and the other is on 6 months. The 6 month is coming due in January, so I took a look at my statement and noticed that RC Willey has been crediting the minimum due to the 6month and the remainder to the 18 month (I always pay about double the minimum). Firstly, this payment allocation method designed to screw the repeat customer, but I... read full review »