I too was lured into using Amerisave... I did look at complaint boards and because you always see complaints about mortgage companies decided to try them out. I thought that if I kept on top of things it would work out OK---DO NOT MAKE THE SAME MISTAKE!!! THEY WILL TRY TO BULLY YOU! Where do I begin? I have a credit score of 813. My loan to value is 65%. There should not have been any problems. (None with a different company...) My first problem is you have to pay to get a "lock" rate. This is a teaser rate that they will... read full review »