I submitted a check in the amount of $89.00 to Lowes for building supplies November 28. The check was declined by Certegy. The cashier handed me a slip from her cash register with a page of gibberish about the decline under a code one about "prior unpaid checks" whatever that means. After several calls to the 866 number I got a live body on the phone. I was informed it was nothing at Certegy but a third party company called Early Warning Services in Scottsdale, AZ sent them information about my account. I was very confused and angry... read full review »