In September 2009 enquired with busines plan to start own business as independent lecturer, due to lack of contract work following recent 'credit crunch.' Following meeting I was to deposit an amount, the bank would grant a cash loan, and with the credit card facility would give me cash flow for this new venture. Having purchase some equipment using the creit card, and paying for a course with my deposit to bring my credentials up to date. I was to discover 5 weeks later that the loan had been rejected, yet I had not been... read full review »