There policy is to process items that come in to your account the higher amount first for that day. So here is my kick in the face!!! I had 2 items that came in one day that had already posted. my account balance was roughly $120.00 then I had a credit card payment come in and instead of returning the item due to insufficient funds because the debit was for $277, they process it in front of the other two credit card withdrawls because that was the higher amount that came in that day, needless to say it set off a negative balance and... read full review »