Son crashed car into guardrail after skidding on wet pavement. We were old it would be over 10k to fix., thereby totalling the car(bought it for 12, 000 plus tax). Pemco claims Liberty Bay sent paperwork stating it would only be $8500 to fix the 2007 Nissan Versa. They told us our car was worth over 14K and therefore needs to be repaired not totaled. We said don't repair it! In two separate phone calls to Pemco and a voice mail to David Badgely We neither signed nor spoke the words to repair our car; we did agree to a $100... read full review »