Urban Active/Paramount Acceptance took 192.15 from my checking account that was not authorized and will not give it back to me. They have givin me the run around with when and how I will get this back. They incorrectly debited my account on 11-19 and told me I would have my $$$ back in 24 hours. 15 days later I have nothing and they refuse to help. Their mistake caused a lot of grief b/c I have other things on auto withdrawl. I would not recommend joining this health club. I have contacted the Better Business Bureau as well. I suggest you do the same. read full review »