All of these comments were written by the credit physician Dr. Mike himself, they are not from real customers. Just read them and you can tell look at the one written by a "Dr.", what kind of Dr. misspells words? The Credit Physician is a horrible way to go, he takes your money, rarely returns phone calls, can be very hostile if you ask to many questions (once you are a customer of course), won't put anything in writing and doesn't do anything but temporary things for your credit report by disputing everything on it appearing... read full review »