I have 3 policies & total refuse to pay bi cause they say hi need more info about the claim, i also provide the Dr cell phone, bills from hospitals, & info of the clinic but the company never pay.a penny hospital, accident, & Anny loss this company is just stiling money from working people never buy any from this company is just Bunche of rats. the worst is i been paying more than 8 year i never use. ulises hdez policies P8124998, P6727559 and P5317991 is just a waste of money I waste 8 years payin allmost $90 each month please never buy any ting from this crap company . read full review »