UBC promotes that they give a $50 referral payment when you send them a client. My wife and I had been with them for over 3 years. We sent them 3 new clients just over a year ago. I had to call and call and call for 13 months. I was told that our 3 $50 awards had been submitted. After being stoked by Glenn Gill for 7 months I finally got to spek to Phil Crofton after leaving him several messages over a 4 month period. He tells me that I had been told a long time ago that we weren't getting the $150 as promised. I told him that we were... read full review »