Fred loya insurance 'covers' mainly mexicans but then denies claims when their insured hits other people by claiming the PERSON is not covered and refusing to pay even when the CAR is covered. So... this is just one more example of a screwing to law abiding citizens by mexicans looking to skirt their responsibility. one mexican rubbing the grubby hands of all the others. worthless! rip off! this is an example of a mexican parent letting an unlicened 15 yo kid drive. he hits my son, loya won't pay so guess who gets screwed? this is just more cr*p. read full review »