I planned to have a large amount of dental work performed and was thrilled when my dentist gave me a pamphlet advertising GE Money Bank’s “Care Credit.” The terms advertised were “0% interest for 12-months.” I agreed to these terms with GE Money Bank in writing. I planned to pay off my entire balance before the 12-months expired. Eight-months into this agreement, I received a letter from Care Credit stating that the terms of my credit agreement are changing in 30-days to an outrageous interest rate of 29.5%... read full review »