I applied for a loan online and never authorized or signed any documents allowing them to debit my account for any membership. I read all the terms and before they let you go to the next page they have a part that says to check a box confirming that you realize that you will receive information regarding other lending companies, there is nothing there that states that you are a member of some lending company or that you will be charged, and then I go to my bank account and they debit me for $17.97 which I did not have in my account why do they... read full review »