They say they offer an interest free loan for 12 months, but nothing could be further from the truth. I tried to pay my account out early and the charged me to do so. Then they also added on plenty of finance charges and late fees when i didn't pay after i thought the account was closed. When i called they were rude and disrespectful. they don't care about the customer. i will never do business with them again. worst loan i have ever had, not worth it! read full review »