If you have a Bank of America Credit card at a low interest rate, do not miss a payment or they will raise your interest rate to 32 percent for the next 6 months before they will drop the interest rate in the slightest. Do like we did, pay them off and cance your credit card. This is the only way they will get the message that they cannot treat people this way with out repercussion. I believe a class action law suit would be in order if enough people experience this tradgedy as we did. read full review »