This is my first ever written complaint to any forum of any such, but I am so disgusted by TD Banks lack of competency that I feel obligated to warn others. DO NOT DO BUSINESS WITH TD BANK!!! I refi's my mortgage with them because of a great rate less then a year ago and I have regretted the decision from day one! First off it started with an application process and final approval that lasted nearly 3 months..UNREAL! The incompetency alone on the process was mind boggling and I had to stay on top of everything, finding numerou... read full review »