As we all know short sales are lengthy and time consuming, however, this one has truly been a night mare and continues to be. I believe there is no one compentent at BA or Countrywide now merged into one big mess! I had a short sale negotiated, approved and signed off by Freddie Mac and the letter is in their system, however, due to the approval coming as the systems merged, my negotiator, bless her for doing a good job, called me on Nov. 29 to say it was approved but she was unable to get into the system now and that I would have to deal with... read full review »