There have been many times when I have had checks cleared and I was still charged NSF. When I called and asked about it, they say that there is pending withdraws against my account and this will cause the NSF. Even if I didn't do it, they are telling me that there is a back room screen that they use to decide on doing this. They say if someone is checking on an amount in my account for future purchases they will hold the money for three days and if I have a check come in and they are still waiting on this time to pass and there isn't... read full review »