BoA charges me 2000% interest. I have a 59 cent charge at a special promotion rate on my card in addition to the normal charges. For some reason BoA calculates interest for it separate than the others. Every month there is a $1.00 finance charge on that 59 cent balance which is their "official" minimum charge. They won't leave me pay off that 59 cents until the entire card is paid off. So $12 a year tacked on for that 59 cents is over 2000% interest. read full review »