3 weeks ago I said yes to membership in this company. They charged me $45.00 for membership registration with my authorization. After two weeks, they charged me $2.00 for a CD and $35.00 for monthly membership without my authorization !?? They never sent me any information regarding monthly fees by mail, email or phone! when I talked to them about this unexpected charges, they never accept to refund my money back. I canceled both membership and credit card! Be careful, they are tricky. Never ever, give your credit card information to such company!! read full review »