THIS MORTGAGE COMPANY (SAXON) ARE LIKE LOAN SHARKS THEY ARE ALL ABOUT COLLECTING THEIR MONEY YOU DON'T PAY WHEN THEY WANT YOU TO THEY TAKE AN ARM AND A LEG. I TRIED THREE TIMES TO GET A MODIFICATION DONE AND FAIL THREE TIMES. A PROFESSIONAL REALTOR TRIED TWICE AND FAIL TWICE TO GET IT DONE. WE CANNOT REFINANCE BECAUSE WE OWED MORE THAN IT'S WORTH. OUR INTREST RATE IS 9.425%. read full review »