I received a cold sales call from premier savings rep (Charles r) about c/c debt consolidation. There were several warning flags, #1. phone call came up on caller id private caller. #2. they dont deal with the general public. #3. 487$ fee to transfer debt. #4. very high pressure sales technique #5. upset when i asked questions regarding his legitimacy, or company's legitimacy. #5. to good to be true. #6. left me with a very uneasy feeling so i did not proceed and hung up. after looking up on the web this is a scam to get your money! read full review »