I also had a car loan from Road Loans, who then became Drive Financial and finally Santander Consumer. They are HORRIBLE! First of all I became disabled at work so I fell behind on my payments. They said they would work with me, but neglected to state that there was a $10.95 LATE FEE per day! My original contract with Road Loans said nothing about that and I haven't received an updated statement of terms for this company. I was paying $300 every 2 weeks to catch up. With the LATE FEES I was 55 days behind and made a $630 payment... read full review »