I paid off my loans years ago. Since then I cleaned out my files. Several days ago my sister recieved an overdue payment letter at my old address. Direct Loans claim I had an outstanding balance of 1350, interest of nearly 300 and collection payments of more than 400. They claim they have corresponded with my sisters address. First they claimed ten times, later they said three times, however, they only sent a letter in June this year followed by a further two. If I owed so much money, why didn't they contact me sooner, expecially as my... read full review »