My Orchard Bank credit card was charged $79.00 twice from 2 company"s in Evanston Illinois. One was Java Beanery, abd the other was a magazine company. I did not authorize these charges. They refuse to answer their phones, but a recording that says, all lines are busy. call back or leave amessage and we will contact you. What a joke. Christmas is the only time I use my card, but now I can't. This is a scam, so please tellme what my options are. Can I sue both company's for all the trouble and aggravation they have caused me Sincerely, Frances Smith Danville, WV read full review »