My account had two unauthorized ACH Debits from my checking account in December from CREDITTOOLSrx.com. One for $29.99 on 1/13 and the other for $28.95 on 1/21. I disputed these unauthorized transactions with my financial institution and they said it is an authorized transaction. I have never heard of credittoolsrx.com and never signed up with any services with this company. Who can I dispute these unauthorized ACH debits on my account with? My financial institution is really giving me a hard time to credit back my money. I need assistance... read full review »