We paid timely on our loan, new we had an awful interest rate, but kept plugging away for 3 years. A week ago we were in a horrific accident, and the car was deemed a total loss. Americredit gave me 2 weeks to pay another payment on the loan, or to pay it off. Of course, the payoff was more than my actual loan total on our bill, and because of the severity of the accident, our paperwork was in our glove box, which we couldn't get to due to the accident being far from our home, and a few children hospitalized and top priority. Our... read full review »