Just received a notice that because my credit card payment has been paid late a few times now they are reducing my credit card limit. My payments ARE on time and twice now they have claimed my payment was received late. Back in July 2009 was one and it was mailed one week before due date. This is VT to ND. Can't take a week. Paid the late fee and now I receive this letter. This last payment was mail more than a week ahead and was just cleared with my bank 3+weeks after I sent it. Clearly US Bank is holding the mail so they can initiate a... read full review »