I had a line of equity loan with CIT originated in 2006. That loan was transferred to Vericrest in mid-2009. I have made payments on time every month, always paying much more than the minimum monthly payment in order to pay off the loan. Most payments were about double the minimum, many were three times the minimum. I have been a good customer for them. Also, I have never been late on my home 1st mortgage, or actually on any debt. I am quite conservative on money, and pay all credit cards to zero every month, always buying cars for cash only... read full review »