On Nov 20, 2009 my wife inadvertently wrote a chek on an account that we don't use and only keep minimal funds in. A few weeks later I received a statement from the bank saying a check was returned and was charged by the bank a $30.00 fee. The check was redeposited before I could get funds into the account and thus charged another fee. At this point the payee sent this to Check redi who sent me a letter staing that I needed to pay $55.oo ($25.00 fee + $30.00 amount of check ) which I had mailed to them. Next thing I know Check redi... read full review »