I recently totalled a vehicle which had an average retail value of $14, 000. The company used (Unitrin uses a third-party system) to estimate the value of my truck placed it at $11, 000 before the deductible; a value which could only find vehicle of my make which were either damaged by previous accidents, had high mileage or a paint job which dictated a low resale value (gold, green, etc.). Definitely a company I will NEVER deal with again. I was cheated out of $3, 000. read full review »