AFTER BEING ASSURED THAT ALL COMPUTER GLTICHES HAVE BEEN RESOLVED I CONTINUE TO HAVE UNWARRANTED OVERDRAFT FEES ASSESSED TO MY ACCOUNT; AND WHEN I CONTACTED THE BANK BRANCH FOR SERVICE I WAS TOLD THAT THE BANK MGR OR ASST MGER HAVE TO BE PRESENT TO APPROVE THE TRANSACTION(S). HOW CONVENIENT THAT BOTH PERSONS ARE ON VACATION AT THE SAME TIME AND I HAVE TO WAIT 3-5 DAYS TO HAVE MORE THAN $385 RETURNED TO MY ACCOUNT. COMMERCE WAS A BLESSING...TD IS A NIGHTMARE! I AM CLOSING MY ACCOUNT!!! read full review »