DO NOT answer the phone if SMC calls you and if you do answer the phone just hang up on the person talking. They are thieves, scammers and a fraud. I am a nice guy and was very polite to the sales person on the phone and got suckered in. Don't let this happen to you. Hang up the phone. Even though I canceled everything during the trial period and BEFORE membership funds were to be paid. SMC drew funds on my checking account without authorization and made my account overdrawn. Now I am stuck without funds and have additional... read full review »