My mortgage broker represented himself as a broker, but was not a broker. He was a paid solicitor for First Lincoln Bank who was supposed to be the lender. First Lincoln Bank became the broker and Indymac Bank became the lender. First Lincoln Mortgae received a fee from Indymac Bank and also a fee from me. There may have been more than one truth in lending statement at the closing. The office that was supposed to be a First Lincoln office was an unlicensed branch office, which is illegal in NY State. The monthly payment cahanged after... read full review »