I was online and applied for an online payday loan and these fouls took $49.95 from me and would have taken another $17.95 had I not closed the account. I remember how this occured, I signed electronically online and "agreed to the terms and conditions" however, you couldn't read the terms and conditions. It is awful that companies take advantage of people in moments of financial distress. Thank you JP Morgan Chase for helping me with my claim! read full review »