We applied for a loan with Taylor Bean. They looked over our papers and said everything looked good. Our credit score was 801. They requested $450 for an appraisal saying that’s all they needed to approve the loan. I have a copy of the check. The appraisal came back $10, 000 higher than our requested loan amount. We were to go to closing when they “changed their minds” and denied our loan. The Feds took them over the next week as they had not been funding their loans at closing. We feel they took our appraisal money under false pretenses. They had not been able to fund their loans and could not have made this one. read full review »