I applied with several different payday loan companies over the internet just before Christmas, but I didn't accept any of the offers because the interest rates were too high. When I checked my bank account on December 29, 2008, I noticed a check for $29.95. I don't often use checks and I didn't recall writing a check for that amount so I clicked on it to view the image. To my surprise a company called IDOnlock had electronically deducted this amount from my account. Immediately looked the company up on the internet... read full review »