I called in to Hargraves to get my credit cleaned up and they took my $280 and told me my credit would be cleared in 90 days, I haven't heard anything from them by letter or by phone and when I call I don't get anything but a busy signal, I want my money back I don't have money to just give away and I feel like that was very unprofessional, If they were having problems they could have notified the customer and offered their money back. read full review »