I applied for a pay day loan and Freedom Subscription charged my bank account $49.95 and had $17.95 pending in my account as a check. They said they could cancel my "member ship" and refund my money but they would have to mail me a check which could take up to 30 business days. everyone be careful when you apply for these damn pay day loans because u will get charged money instead of getting money. I am still waiting to get my check from them and I have called every day since it happened and they just hang up of me... so be careful. read full review »