I called Chase to set up a post dated check for my January 2010 payment. They cashed the check the next day. I was left with no money in the bank and insufficient fees stacking up. When I requested the refund, they told me it would take approx. 7 to 10 days to get it back with no guarantee. I spoke to many different people and no one new what they were doing? Does Chase have a quality dept? read full review »