They did the same to us! They set up an escrow account so that we could qualify for a modification through Hope Now or one of the help for homeowners programs. They had us send them all our financial documents to qualify for the modification. They now knew what we made, what we had saved, and of course; what we could not afford. The next thing we know is our next statement has $855.34 tacked on each month as an escrow. Our total payment went from $1, 166.75 to $2, 022.09! Of course we could not afford it. The escrow amount added up to $10... read full review »