I had a Menards card (local home improvement company) until tonight, I just canceled it. These people are SCUM. I had two promotions going with Menards, one due January 10, 2010 one due March 21, 2010. I had made two small charges on my card and forgot about them. When they contacted me I immediately paid the charges by our bill payer (September 2009). In October 2009 I paid the promotion due in January in full. Today I opened my bill and the promotions were canceled and back charges, fees and interest were added. I called them... read full review »