I have been in a loan mod since July 2009. Here it is Jan 2010. We have paid our trail period payment on time every month and they say were are approved but they are behind on the docs to modify our loan permently. Today we received a note on our door saying that we are going to sheriff sale in 2 weeks. When I call they say they cant foreclose while I am paying the modification on time. Well then how can they? They keep promising to call the foreclosure attorney and cancel the sheriff sale, but they ARENT! The program is a scam. They still are... read full review »