MY LAST FORD NEVER WILL I BE SUCKERED AGAIN-- I BOUGHT A FORD F 150 AND TOOK THE LOAN OUT WITH FORD MOTOR CREDIT AT 11% WHICH WAS REQUIRED TO GET $500.00 DISCOUNTED OFF THE PRICE. THE LOAN PERSON AT THE DEALER TOLD ME TO JUST REFINANCE AFTER A MONTH. LOOKING AT MY OPTIONS AND HAVING SAVED SOME MONEY I DECIDED TO PAY OFF THE LOAN. THE FIRST PAYMENT STUB CAME AND I CALLED TO SEE WHAT THE PAYOFF WOULD BE AND DECIDED TO PAY IT OFF WITH THE CHECK BY PHONE OPTION WHICH WOULD COST AN ADDITIONAL $5.00. WHEN I CALLED TO MAKE THE PAYMENT ON THE PAYOFF... read full review »