Advanta is very professional. They are thieves, but they are very proficient and well organized. They will sign you up for a credit card, but if you ever show signs that you can't pay off a balance (such as by making payments near the minimum) they will jack the rates to 36% or more, figuring you won't be able to pay them off. Never go near them. They are radioactive. They will drive you into bankruptcy and enjoy the process. read full review »