I too was scammed by Homeland Health Care. I was told that every requirement that I had was covered. I was also told that there would be no "pre-existing conditions". My account was debited $253.95. When I tried to call to cancel, the broker said it was all taken care of and would be cancelled. When I actually insisted on talking to that department. I was told that it could not be cancelled by phone. If I hadn't insisted on talking with them, I would have been duped again. They are scam artists and misrepresent just to get the initial fee. I am still trying to get my refund, even though I have not used the insurance. read full review »